I’m curious about Can You Use A Credit Card At An ATM if you don’t have money available in a traditional checking account. Since a credit card represents borrowed funds rather than money already deposited in a bank account, an eligible cardholder may be able to obtain cash through a cash advance. However, the card must support this feature, and the available amount can be restricted by a separate cash advance limit. I’m wondering whether this makes credit cards useful as emergency backup options or whether the fees make them too expensive.